Financial Fitness Workshop Series

 “How can I better manage my money?”

“How can I safely invest?”

“How do I buy a house?”

“Is my credit rating important?”

Are you feeling lost when comes to your finances?  Want to figure out how to plan for your future?

The Enid Public Library located at 120 W. Maine will be offering free financial classes in October and November. The classes will cover how to budget, understanding credit scores and how to have them corrected, borrowing and money management, dealing with debt, and smart retirement decisions.  Lesa Rauh, OSU Extension Educator will lead the presentations.

The classes take place on Thursdays from 12:00-1:00 on Oct 18, 25, Nov 1, 8, 15, and 29. Participants should plan to attend all six classes. Lunch will be provided. REGISTRATION IS REQUIRED. Contact: mholmes@enid.org or call 580-616-7183 (leave message) or visit http://financial-fitness.oklibraries.org/.  Open to the public.

Financial Fitness @ Your Library.

The curriculum was developed by the Consumer Credit Counseling Services of Central Oklahoma

Week 1: Your Fiscal Strength 10/18/2018

This session will cover how participants were raised, examine their money attitudes, and explore how experiences and even gender can affect our relationship with money. Participants will be encouraged to consider how they can improve their relationship with money and make it a less emotionally charged issue. Tracking will also be introduced during this session.

Week 2: Booyah for your Budget 10/25/2018

This class will cover in detail how to set up a budget, plan for periodic and variable expenses, why tracking is necessary and how to learn from it, how to start saving money and why, how to pay bills on-time, electronic bill pay, calendar method, and the importance of goal setting.

Week 3: Credit Crunches 11/01/2018

This session will cover reading credit reports, credit scoring, how actions affect credit scores, how to dispute incorrect items, and why good credit is important (interest rates, insurance, employment, etc.), and protecting yourself against identity theft.

Week 4: Basic Training for Borrowing 11/08/2018

This class will cover things that participants need to know when borrowing money, how to get the best deal, types of loans, differences in credit cards, mortgages and pitfalls such as payday loans, rent to own, and overdraft fees.

Week 5: Debt Drills 11/15/2018

This session will cover ways to pay down debt and an overview of the different options to do including self-repayment plans, debt management plans, debt settlement, debt consolidation (including personal loans, home equity loans and borrowing from retirement) and bankruptcy. Pros and cons of each option will be discussed.

Week 6: Staying Fiscally Fit 11/29/2018

This session will talk about looking ahead to the future, saving long-term (money market, CDs, bonds), college savings, retirement, investments, and advantages to participating in your employer’s 401k/403b plan.

This class is made possible by a grant from the FINRA Investor Education Foundation and the American Library Association (smartinvesting@yourlibrary Financial Fitness Series through a partnership with Friends of Libraries in Oklahoma and Oklahoma Department of Libraries. This class is made possible by a grant from the FINRA Investor Education Foundation and the American Library Association (smartinvesting@yourlibrary Financial Fitness Series through a partnership with Friends of Libraries in Oklahoma and Oklahoma Department of Libraries.

To find books, audios, and DVD’s related to personal finance click here.

To find additonal resources related to personal finance click here.

Leave a Comment